Payday, supercharged
Your payslip portal is costing you £m’s in lost revenue
Payday is the most financially engaged moment for employees. Right now, your competitors are using it. You're wasting it.
We fix that with Earnie: a beautiful payslip experience with Payroll Savings built right in, all under your brand.
Three ways your payslip app is actively hurting you
Most payroll providers underestimate how much their payslip experience costs them. Not just in NPS – in revenue, in retention, and in the ground they're quietly ceding to competitors.
1
Confused and disengaged employees
Jargon-heavy payslips erode employee trust and flood HR teams with avoidable queries. Both reflect on you.
2
Revenue left on the
table
Earned wage access platforms create substantial revenue on the back of the payday moment. That revenue should be yours.
3
A weakened competitive position
Providers who go beyond compliance are winning pitches and keeping clients. The ones who don't are losing them.
THE PROBLEM
THE OPPORTUNITY
Payday is a moment of maximum engagement. You need a product that makes the most of it.
The second an employee sees their pay, they're more financially engaged than at any other point in the month. Open rates, click-through, conversion – every metric peaks. This is prime real estate for high-revenue referrals. And it's yours to claim.
£10
Revenue opportunity per active user, per year
Payroll Savings revenue share
♾️
Products you could surface
at the right moment
Savings, pensions, benefits, insurance, and beyond
12x
Higher engagement on payday vs standard financial comms
The most financially engaged moment
Payday is the highest-intent financial moment in an employee's month.
Surface the right product at the right time and conversion follows naturally. With Earnie, every payslip becomes a branded revenue gateway – Payroll Savings today, and a platform for everything else tomorrow.
💰 Payroll Savings
🏦 Pensions
💚 Health insurance
🛡️ Income protection
🎁 Employee benefits
THE SOLUTION
Earnie: every payslip becomes
a revenue gateway
A white-label payslip app that replaces your outdated experience with a best-in-class financial hub — branded as you, built by us, monetising from day one.
Built-in
Payroll Savings
Fully
white-labelled
Push notifications
and emails
Crystal-clear
payslips
Self-serve document hub
THE INTEGRATION
We plug in.
Nothing changes on your side.
We connect to your payroll product via a secure API, and Payroll Savings sits alongside it, fully embedded. We handle the infrastructure so you can deliver a product your clients' employees love — and earn from every pound they save.
Payroll API
We plug into your payroll product via API and deliver a seamless UX. Nothing changes in how you run payroll.
White-label
Your brand, your app. Employees see an experience that feels native to your product.
Deploy & earn
Roll out smoothly. Get revenue on savings, partner commissions, and an NPS your clients talk about at renewal.
🔒 Secure by design ·
⚙️ No operational changes · 🚀 Fast to deploy
PAYSLIP VIEWING
Pay, made clear for all
Every deduction explained. Every payslip accessible. Every payday acknowledged.
Premium payslip experience
CRYSTAL-CLEAR PAYSLIPS
A premium, beautifully designed payslip experience that turns a page of numbers into something employees actually want to open. Everything they need to know about their pay, laid out clearly – no jargon, no confusion, no need to talk to HR.
Every deduction, explained in context
PAYSLIPS DETAILS
Each line – income tax, NI, pension, Payroll Savings – comes with a plain-English explanation. Employees get answers without getting in touch with HR. Your clients notice immediately.
Full payslip history and documents, always on hand
SELF-SERVE DOCUMENT HUB
Historical payslips, P60s, P45s, contracts – all in-app, instantly. Significantly reduces admin for HR teams and gives employees the self-sufficiency they expect from any modern product.
Reach employees exactly when they're most engaged
ENGAGING NOTIFICATIONS
Branded push notification and emails land the moment a payslip is ready — your touchpoint at peak financial attention. Surface savings, benefits, or insurance right when conversion is highest.
Want to see what this looks like with your brand on it?
The payslip is just
the beginning.
BUILT-IN PAYROLL SAVINGS
Revenue-generating savings products embedded directly into the payday flow. Savings for employees. Revenue for you.
PAYROLL SAVINGS
Saving from day one. Revenue from every deposit.
Employees set a goal and start saving in seconds – deposits happen automatically from net pay, across multiple pots, with zero admin for HR. The more they save, the more you earn.
Smart insights, financial guidance, and a hub employees actually use.
FINANCIAL WELLBEING
Peer benchmarking, personalised nudges, and a Financial Freedom Score keep employees motivated to save more. And with life stage guides and an AI financial assistant built in, Earnie becomes the most useful financial tool in their working life — all powered by their own pay and savings data.
Gamification that keeps employees in the app
A STICKY EXPERIENCE
Saving streaks, milestone badges, achievement unlocks. The kind of product employees open mid-month — not just on payday. A habit-forming experience that keeps deposits consistent and your product front of mind.
Three ways Earnie
makes you money.
THE REVENUE MODEL
Passive revenue on every payroll you already process. Your existing product, working twice as hard.
01 - PAYROLL SAVINGS
Revenue share on every deposit, every month.
Employees save directly from net pay. You earn a revenue share on every pound held – passive, recurring, and growing as your user base grows.
02 - BYOP(ARTNERS)
Your partners. Your commission. Perfectly placed.
Pensions, benefits, income protection, insurance – surface your existing partner products inside Earnie at the highest-intent moment in an employee's month.
03 - NPS AND RETENTION UPLIFT
Clients don't leave providers with great UX.
A beautiful, helpful payslip experience with built-in financial wellbeing turns renewal conversations from defensive to effortless. Make yours the best.
GET IN TOUCH
Let's talk about what
this looks like for you.
Tell us about your payroll product and we'll show you exactly how Earnie fits in — no obligation.