Payroll Savings made simple
High interest Payroll Savings at the tap of a button. Built for speed, designed for simplicity.
Want this benefit as an employee? Email your HR team
Unlocking the power of automated Payroll Savings
Financial stress shows up in focus, productivity, and retention. We deliver Payroll Savings as a pre-built add-on for payroll software and benefits providers, providing a reliable, repeatable way to support employers and employees with long-term value, not short-term fixes.
£12b
lost annually due to poor financial wellbeing
77%
of employees impacted by money worries at work
49%
of UK adults are financially vulnerable
A simple, smart and scalable solution
Sync is designed to fit seamlessly into existing payroll workflows. That makes it easy to roll out across employers and teams, wherever they're based.
Payroll Savings built for scale and flexibility.
The Sync playbook
Payroll Savings can be live in days, allowing partners to move quickly without disrupting existing roadmaps.
Fast to launch
A lightweight integration that works with payroll as it is today — easy to implement with a single deduction code, easy to maintain.
Simple by design
Ready to go and easy to deploy, our plugin features well-documented APIs that developers love, empowering technical teams to advance with confidence.
Built to reduce risk
Unlike solutions designed around borrowing, Sync is built to help people save. The result is a calmer, sustainable approach to financial wellbeing.
Savings-first
The perfect, customer-centric, product power-up for partners
FOR PARTNERS
Modern payroll and benefits systems are now expected to do more than just handle salaries. Payroll Savings options are quickly becoming standard – make sure you're not left behind.
Sync helps you add Payroll Savings in a way that feels considered and reliable, perfectly slotting into your existing product.
A financial benefit for employers to genuinely support their workforce
FOR EMPLOYERS
Sync helps employees build financial resilience through Payroll Savings, reducing money-related stress and supporting focus at work – all through payroll. With Sync’s Universal Access, all your employees are eligible from day 1.
There’s no complex rollout and no ongoing admin burden. Savings are automated, predictable, and easy for teams to understand.
Savings that work for everyone, from day one
FOR EMPLOYEES
Sync’s Universal Access Payroll Savings uses an FCA-approved framework to automatically enrol every employee to save from their pay into high-interest, FSCS-protected accounts — no barriers.
We’re the only provider that can auto-approve everyone, ensuring 100% eligibility, and making it easy for teams to build financial resilience.
Sign up takes seconds. Saving happens automatically every payday – effortless and simple.
Do you want us to reach out to your company? Contact us and we’ll help
What makes
it different
Every employee can save through payroll, regardless of background or previous access to financial products.
Universal eligibility
We’ve redesigned the journey to remove unnecessary barriers – creating a fast, intuitive, saver-first experience.
No traditional KYC friction
Built in partnership with the FCA and delivered via FSCS-protected deposit takers.
Fully regulated & secure
One simple payroll deduction code. We handle the infrastructure, compliance, and ongoing management.
Effortless for employers
The Sync 30-60-90 activation playbook
Our activation playbook ensures every launch follows a clear, predictable structure tailored to your needs. The result: faster time to value, lower risk, and a savings feature your customers actually use.
30
DAYS
Plugin integration completed and tested. Payroll Savings is live with employers.
60
DAYS
Employees are enrolled and actively saving through payroll, growing their money.
90
DAYS
Engagement is measured and optimised, with clear visibility into workforce resilience.
Trusted, secure, and built the right way
Sync operates within established, regulated financial frameworks and works closely with FCA-regulated partners to deliver Payroll Savings responsibly. Our team brings together deep technical expertise from banking, benefits, and payroll — with experience from organisations including Monzo, Seccl, BlackRock, and Octopus EV.
This is how we’ve built a savings solution designed to last.
Don’t just take our word for it
-
![TipJar logo on a teal background]()
"We're thrilled to partner with Sync, enabling Save from Spend & Save. This revolutionary product gives tipped workers greater financial freedom, ensuring their hard-earned tips go further. We're grateful for Sync’s support and humbled to make a real difference for hospitality workers."
Ben Thomas, CEO
TiPJAR -
![NHS logo in blue and white]()
“Working with Sync has been smooth and collaborative from the start. It’s been a meaningful addition to how we support our staff and it’s been great to see early engagement.”
Clare O'Brien, Manager
CYGNET PCN, NHS -
![Logo of GPatient, featuring the name with a pink heart shape on the left.]()
"We’re focused on making it effortless for hospitality workers to make their tips go further. Our partnership with Sync does exactly that, helping staff turn tips into savings automatically. It's a really simple, smart way to build financial stability and feel more in control."
Mason Potter, Co-Founder
Grateful -
![NHS logo on a blue background.]()
"Sync has made it really straightforward for us to set up and run payroll savings. A practical and meaningful way to support colleagues with their finances, and it’s wonderful to see balances building up month by month."
Helen Swanborough, Assistant Practice Manager
Bartholomew Medical Group, NHS -
![Smiling person with curly hair and glasses indoors]()
“It feels like Sync has exactly what we've been looking for.”
CEO and Founder
Payroll Provider -
![NHS logo on blue background.]()
“Sync's Payroll Savings was really easy to roll out to our team. It's a simple, easy new step for us as an employer but a big supportive step for our workforce.”
Catherine Carey, Finance Manager
Yorkshire Health Partners, NHS -
![Person smiling in a green leafy setting.]()
“I loved the sound of Sync. It's just the right thing to do.”
COO
Employee benefits platform
We’re dedicated to making financial resilience accessible to all with Payroll Savings that are easy to adopt, effortless to use, and designed to help people build lasting savings through pay.
Frequently asked questions
-
Sync makes saving effortless by automating Payroll Savings. Employees can set aside money straight from their pay into high-interest savings accounts, helping them build financial resilience without extra effort. For employers and partners, Sync provides a simple, scalable way to offer financial wellbeing solutions.
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Universal Access is Sync’s breakthrough Payroll Savings product that makes every employee instantly eligible for a regulated savings account, without traditional onboarding barriers.
No forms.
No document uploads.
No KYC dead ends.
Just simple, inclusive saving – built into payroll.
Through our FCA-approved framework, we’ve redesigned how savings accounts can be opened and funded via payroll, while maintaining regulatory standards, consumer protection, and FSCS coverage through our deposit-taking partners.
The result is a saver-first experience that feels:
familiar (like pension saving)
flexible (easy access, goal-based)
and genuinely inclusive
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If you’re a payroll provider, benefits platform or employer looking to offer smart savings solutions, we’d love to collaborate with you. Sync integrates easily with partner platforms, enhancing your offering and unlocking new revenue streams.
Get in touch to explore partnership opportunities.
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Payroll Savings is ready the moment you are. Your team gets instant access through a dedicated Sync savings portal - with no extra admin for HR.
We do all the technical bits in the background, all you need to do is run payroll as usual.
If you prefer, you can also integrate Payroll Savings through your payroll provider or your benefit platform.
Learn more about Sync for Employers -
Sync is designed to integrate seamlessly with payroll systems, requiring minimal admin while offering employees a valuable financial benefit. We provide simple API integrations and a plugin to automate savings directly from payroll.
Contact us to learn more about setup and support. -
Payroll Savings are offered through employers and benefits platforms.
If your company already provides Payroll Savings, you can sign up through your workplace. If not, you can suggest it to your HR team – we’ve made it easy with a simple email template. -
Right now, Sync is only available through payroll or embedded savings, but we’re always exploring ways to expand access.
If you're interested, let us know – we’d love to hear from you.
